One of the best features of having an online-based business is your savings in start-up costs and the ongoing overhead compared to having a physical location. Not only do you need to pay high rents or mortgage payments, you can also save on utilities, commercial insurance or even credit card processing accounts!
As an internet business, you almost have credit card payments that require acceptance of your product or service. Have you ever visited a website that does not accept credit card payments? Think about it, if you want to buy something online, but you can't enter your payment details on the website, what do you think? Would you take the time to write a check, put it in an envelope and mail it to the company, or would you find out if the product offered on the next site accepts credit cards? Sites that accept credit card payments are 50-400% more expensive than those that do not accept credit card payments. It is very easy to set up to accept credit card payments, so Internet companies really have no reason not to accept them!
As a network business, you can choose. You can apply for a traditional merchant account at any local bank, and you want to be accepted (and may pay set fees, sometimes also need to pay monthly fees for ongoing services), or you can use one of the many card processing companies they can operate online. And applies to your online business like. Many card processing providers that you can use online allow you to set up your website to accept credit cards at no charge!
Merchants provide credit card processing
When you have just started as an online business, or you are a small business, you may not want any credit card processing provider to require you to handle the minimum number of transactions per month. It is difficult to predict what your new business minimum requirements are, and paying a higher per transaction fee may be better than paying a higher monthly fee in return for a card that is processed monthly based on a minimum number of lower transaction fees per month .
Paynet Systems: Offering a variety of merchant accounts, a few focus on Internet-based business. You can set up your account to accept credit card payments (as well as ATMs and debit cards) without setting fees. You need to pay a small monthly fee (US$ 8-10) for this account and the processing fee for each transaction.
Merchant Express: Provides merchant accounts for Internet businesses that accept real-time credit card payments. Your account at Merchant Express also gives you access to a free "virtual terminal" which will allow you to accept credit card payments via phone or email as well as online.
Charge.com: Similar to Merchant Express, it provides a real-time processor for website orders and provides virtual terminals when customers provide payment information via phone, fax or email. Once the card is successfully processed, the software will automatically send an email to help you fill out the customer's order.
There are many other providers that allow Internet merchant account providers to set up your Internet business without paying for credit card payments. Studying each company before signing up can help you compare these features and ensure that you sign up with a company that can provide you with the necessary business options and the lowest fees.
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Orignal From: Getting Credit Card Processing for Your Internet Business
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