Low income families have it tough when renting homes. Finding a decent home to live in also means paying more for rent which is something many low income families are unable to do. To alleviate this problem, the government gives vouchers to families so that they can use it towards HUD homes for rent.
HUD must qualify you for a voucher before you anything else. The qualification is based upon your income compared to the median income of the area. You can find out exactly what the income limit is on HUDs website.
HUD has to verify your income for getting a section 8 voucher. You will need to take with you W2s and pay stubs to show your eligibility when you go to the housing office. Once you have been approved, you can start looking for HUD homes.
First off, get a list of HUD homes for rent from HUD. They should carry a list of approved homes. HUD homes have to meet strict guidelines if they want to rent for section 8.
Next try asking your friends about HUD homes. If they have lived in HUD homes before, then they can give you real life experience stories. If they had lived in a particular subsidized house where the landlord was good, they can recommend them to you.
Finally, a fast and easy way to look for HUD homes is online. There are many sites that seek to help you find HUD homes. Just put in the rent that you can afford and any other information that will help you narrow your choice.
One thing you should be careful about when you look for HUD homes online are the people who try to scam the unsuspecting. Do not wire money to people for deposits until you have seen the house and met the owner. Some scammers will take off with your money once they get their hands on it.
Buy renters insurance if you can before you move into HUD homes for rent. The insurance will protect your belongings in case of theft or destruction from natural forces.
Lacey Lane is a realtor who also manages several HUD homes. For more information on finding HUD homes, please see her website.
Orignal From: Finding HUD Homes For Rent
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