If you are the sort of person that would do anything to save your pet then pet insurance is essential for you. Not having pet insurance means that if your pet gets sick and needs tens of thousands of pounds spent to save it, you will spend it even if you can not afford it. Some people can take the decision to put an animal down in this type of situation, but not many. If you have pet insurance you will never be faced with this difficult decision.
When you commit to a pet insurance plan the money is automatically deducted from your bank account on a monthly basis. There is then no temptation to spend the money you may need for the future care of your pet on other things.
If you earn a good wage or do not believe in putting animals through lengthy health procedures then you may not want to buy pet insurance. If you are in this situation why not consider making a donation to a pet charity who can help other owners in a less fortunate position to take care of their pets.
Having pet insurance gives you peace of mind. You know that whatever happens to your pet you can afford to look after it, so if you are the kind of person that worries pet insurance is definitely for you. Vet bills are continuing to rise having a policy means that you can meet these rising costs. If a new treatment becomes available for your pet you will be able to afford to let your vet use it to help your pet.
Remember that most pet insurance plans do not cover the cost of treating any pre-existing conditions that your pet has. However, even in these circumstances pet insurance can still make sense. Most insurers will still cover your pet for bills arising for treatment of injuries after an accident and for problems not related to their pre-existing condition. Always read the small print and ask extensive questions before committing to a plan, so you can be sure of exactly what is covered.
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Orignal From: Is Pet Insurance For You?
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