Do not buy a wind turbine without knowing about possible insurance requirements from your local power company. Hardly anyone has ever heard about insurance being required for a wind turbine until after they spend the money building one.
Before I go on, you are probably wondering why insurance is even needed. It is not some conspiracy by energy companies to torture you for wanting to install your own wind turbine or solar panels. Whether you need additional insurance or not all comes down to how you are wiring up your wind turbine or solar panel system. If you are using a battery bank and not selling your power back to the power company, then you need not worry about having additional insurance coverage. The only time you are going to need additional insurance is if you are wiring your wind turbine up to the power grid in order to make your meter "run backwards".
More and more electric companies are requiring additional insurance protection: in most cases, a million dollar insurance policy if you connect your system to the power grid. Texas is one such state.
I have a friend who lives in Texas and this is what happened to him. The electric company told him that he needed to provide proof of a million dollar insurance policy before he connected his system to the power grid. We started calling insurance companies to find out the price of such a policy and no one knew what we were talking about. He thought about just using a battery bank and leaving the power grid alone, but he really liked the idea of his power meter running backwards as he sold electricity back to the power grid.
Here are the steps we took to solve the problem. We called the local power company and told them we wanted a reverse meter installed so that we could get proper credit for the energy we produced. We had to go to the county office to find out the wiring we had to use. The power company requires insurance as well as the correct wiring because they do not want one of their workers electrocuted who is working on a power line somewhere down from your wind turbine or solar panel system.
Do not waste your time calling insurance companies and asking about a wind power or solar power insurance policy. They will just tell you they do not know what you are talking about. What you get is called an umbrella policy on your homeowner's insurance. Your insurance company might call this secondary insurance. This type of policy goes beyond what your homeowner's insurance policy covers. Search on the web for an insurance company that sells this type of insurance.
Just keep in mind that there are quality standards you need to follow if you connect to the power grid. You need a reverse power relay and an automatic transfer switch that will disconnect you from the power grid in case of a power outage. You also need to stay "in phase" with the power grid. When you buy a wind turbine, the manufacturer should tell you everything you need to know to do this. If you are building a wind turbine then the instruction book will tell you what you need to know.
By Sean Hernandez. Building your own wind turbine is very easy. I reviewed 15 guides and give you my top 2 picks for the best how to build a wind turbine guides on the market at buy wind turbine
Orignal From: How To Buy Wind Turbine Insurance
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