Money is not a panacea, but no one will soon find that the harm of debt is more about their family, their marriage, their profession, and their happiness. Debt affects all aspects of people's lives. It ended the marriage, causing a depression, a discrete family and causing death. No wonder people say that money is the source of all evil.
If you think that your debt level may be close to the point of danger, there are some ways you can find out if you are controlling your money, or if your money is controlling you.
Here are some indicators:
1. You do not know the balance of your bank account.
If you don't know how much money you have, then you are very likely to spend money without fear, especially if you collect items or overdrafts from your credit card. Even if your expenditure is not a problem, it is not known that your balance may lead to future problems at any time.
2. You borrow money from others. Even if it is a small change, you forget to pay it back.
If you don't remember paying for coffee for your colleagues the previous day, then it's very likely that you're having a hard time tracking the bigger financial situation in your life.
3. You have not set any taxes or pensions.
If you do not plan your financial future, then you should be.
4. You can't give up bargains when shopping.
Can't refuse to purchase items, you don't need to fill your family with unnecessary things and empty your pocket book. This is a small sign that you cannot control your financial situation.
5. You have difficulties in fulfilling simple personal or financial obligations.
This may mean many things, but it is not very good. You are highly confused, forgetful, indifferent and irresponsible. It is a good thing to be responsible for and responsible for your expenses and actions.
6. The feeling of buying something with credit is different from cash.
It doesn't matter how you buy things. You have to pay for it and get ready for it.
7. You think money can lead to confusion in your life.
You should feel that your finances are orderly and precise. If this is not the case, you should seek a financial planner or credit advisor to correct this situation.
8. You paid the check and paid the check and felt you were always on the verge of bankruptcy.
Everyone should have future savings and financial plans. What is yours?
9. Talking about money makes you feel embarrassed.
If you can't even talk about it, how do you handle it? The first step in developing a robust financial plan on the wrong track is to talk to others to determine how to proceed.
10. You are overworked or understudy.
You need to make healthy decisions in your life, which helps establish a solid financial foundation. Maybe you should ask for a raise or consider finding a new job.
If you are uncomfortable with these indicators, or if you feel uncomfortable about your financial situation, then you will most likely need to consider creating more structures in your life and making plans for your financial future.
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Orignal From: Debt Crisis - 10 Warning Signals for Debt Issues
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